Get it R.I.G.H.T. Blog

There are many companies who have core values. What makes the establishment of McKnight’s Core Values different is that we want to PROVE IT! Follow our Get It R.I.G.H.T. blog to see as we work to prove that we strive to be Respectful, Inspired, Gracious, Honest, & Thorough!

What should I do when my husband retires and I lose group coverage?

My husband is aging into Medicare, but I do not for another three years. He currently has group coverage and carries me on his employer’s plan. When he retires this year, what do I do? This question has many layers, so there is no short answer to the question. Here are some various scenarios to consider…

Do I have to have a supplement plan?

I have received my Medicare Card, Part A and Part B. Do I have to have a supplement plan? I have received my Medicare Card, Part A and Part B.  Do I have to have a supplement plan? Original Medicare is coverage managed by the federal government. You generally have to...

What does creditable coverage mean?

This comes into play with prescription drug coverage that is expected to pay, on average, at least as much as Medicare’s standard prescription drug coverage (for example, from an employer or union). Individuals who have this kind of coverage (from an employer or union) when they become eligible for Medicare can generally keep that coverage without paying a penalty if they decide to enroll in Medicare prescription drug coverage later.

No prescriptions…Do I still need a drug card?

Medicare offers prescription drug coverage to everyone with Medicare. Individuals entitled to Part A and/or enrolled under Part B are eligible to enroll in Part D plans. The beneficiary must live in the plan’s service area. Coverage under Medicare Part D benefits is provided by private companies.

Is Medicare Part B for me?

If you or your spouse (or family member if you’re disabled) is still working and you have health coverage through that employer or union, contact your employer or union benefits administrator to find out how your coverage works with Medicare.

Let’s Talk About The Drug Card

I need to talk about the Drug Card – I have one medicine that is “rocking the boat” (costing too much) – What options do I have? Explore the answer with Mr. Medicare on this week’s blog post.

What If I Want to Work Past the Age of 65?

What if I want to work past the age of 65? Do I have to sign up for Medicare? You may elect to continue working past age 65 but I suggest that you speak with your HR Department to make sure the group coverage is “equivalent creditable coverage” for Part B and Part D.

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