 | 🌟Take Charge of Your Medicare Journey!🌟 Join us for an exciting, info-packed session withMedicare expert Hillary Broome! Discover how to navigate Medicare, understand Parts A, B, C, and D, and get personalized answers to your questions. ✅Expert Tips:Avoid costly mistakes and learn how to enroll like a pro. ✅Clear Guidance:Break down the Medicare basics with ease. ✅Personal Q&A:Get answers tailored to your needs. ✅Connect:Network with others navigating Medicare. Seats are limited –RSVP today! Photos and videos may be taken for promotional use. |  | 🚨Secure Your Identity at "Secure Shred & Protect"!🚨 Join McKnight Advisory Group for a one-of-a-kind event dedicated to safeguarding your personal information! 📅What to Expect: ✅Drive Up & Drop Off:Our friendly team will help unload your outdated tax documents, financial statements, and other sensitive papers. ✅Watch the Magic:See our on-site shredding truck turn your documents into confetti! ✅Peace of Mind:Leave knowing your information is safely destroyed. ✨Why Shred?Declutter your space and protect your identity – all in one go! Don't miss out on this easy and secure way to dispose of your documents. Mark your calendar and join us for "Secure Shred & Protect"! Register Today |  | Stocks moved lower last week as investors swung from exuberance to disappointment on news over tariffs and inflation. The Standard & Poor’s 500 Index fell 1.53 percent, while the Nasdaq Composite Index retreated 2.59 percent. The Dow Jones Industrial Average slid 0.96 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, declined 1.29 percent.1,2 An Up and Down Week Stocks started the week with a sharp rally after the White House said it may “give a lot of countries breaks” on reciprocal tariffs. The positive momentum continued into Tuesday, with the Nasdaq and S&P 500 outpacing the Dow.3 Then, midweek, news that the White House was planning additional tariffs on all cars made outside the U.S. rattled markets.4,5 On Friday, investors reacted to a warmer-than-expected inflation report and lower consumer sentiment, putting further pressure on stocks as the week closed.6 |  |  | Focusing on what’s known amid trade uncertaintyThe recent Edward Jones Weekly Stock Market Update highlights the increased market volatility driven by the announcement of a 25% tariff on non-U.S. made automobiles. As the first quarter comes to a close, this tariff, which takes effect on April 3 for fully assembled vehicles and extends to auto parts by May 3, has sparked concerns and fluctuated market sentiment. The April 2 announcement is expected to clarify reciprocal tariffs, but uncertainties will likely persist as other countries may choose to retaliate or negotiate. Despite the trade uncertainties, the economic impact may be moderate since the U.S. economy is relatively less reliant on trade. While the tariffs could hinder growth and lead to inflation in goods, they are not anticipated to disrupt the ongoing economic expansion. From an investment strategy perspective, Edward Jones suggests that a V-shaped rebound in the stock market is unlikely. Investors are advised to balance growth and value investments with promising opportunities identified in the healthcare and financial sectors. Economic indicators remain positive, with rising corporate profits, continued job growth, and a cautious stance from the Federal Reserve regarding rate hikes. Despite the challenges posed by tariffs, pro-growth policy shifts could still support the economy's resilience. Clickhereto read the full article. Article fromwww.edwardjones.com : Focusing on what’s known amid trade uncertainty |  | | Noise vs SignalThere can be a lot of noise in the market from time to time. This can make it hard for investors to interpret information as they search for the actual signal. Last week, investors were trying to interpret the White House decision to impose tariffs on all cars and some car parts made outside of the U.S. While some automakers are domestic and others are foreign-based, the question is whether companies will absorb the additional costs, pass them on to consumers, or look to build factories in the United States.7 Separating the noise from the signal may take time, which can be more challenging when the markets react to new tariff updates as they are announced. This Week: Key Economic DataTuesday: ISM Manufacturing Index. PMI Manufacturing. Construction Spending. Job Openings.
Wednesday: ADP Employment Report. Motor Vehicle Sales. Factory Orders. Fed Official Adriana Kugler speaks. Thursday: Jobless Claims. ISM Services Index. Fed Balance Sheet. International Trade in Goods & Services. Fed Officials Philip Jefferson and Lisa Cook speak. Friday: Employment Situation. Fed Officials Michael Barr and Christopher Waller speak. Source: Investors Business Daily - Econoday economic calendar; March 28, 2025 The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision. This Week: Companies Reporting EarningsNo major companies are reporting this week. Source: Zacks, March 28, 2025. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice. |  | “The greatest danger to our future is apathy." – Jane Goodall |  | In a village, as spring arrived, a lazy farmer named Rolf found three shiny golden seeds. An elder told him they were magical, bringing prosperity if planted with care. Greedy, Rolf sold the seeds to his neighbors for gold, spending his newfound wealth on luxuries. His neighbors planted the seeds, and they grew into golden-leafed trees that bore valuable fruit, making them rich. Meanwhile, Rolf’s money quickly ran out, and his barren fields left him hungry. Realizing his mistake, he learned that wealth earned without effort is easily lost, while hard work brings lasting prosperity. From that day on, Rolf worked his farm diligently, understanding the true value of money and effort. |  | Lemon Ricotta Toast with Honey and Fresh BerriesIngredients:4 slices of sourdough or whole-grain bread 1 cup ricotta cheese Zest of 1 lemon 2 tbsp honey (plus more for drizzling) 1 cup mixed fresh berries (strawberries, blueberries, raspberries) 2 tbsp chopped fresh mint (optional) A pinch of sea salt
Instructions:Toast the Bread: Prepare the Ricotta Mixture: In a small bowl, combine ricotta cheese, lemon zest, and a tablespoon of honey. Mix well until smooth and creamy.
Assemble the Toast: Finish and Serve:
Tips: |  | Things You Can Do on the IRS Website
While the IRS website might not be in your top bookmarks, the website is helpful for a lot of things regarding taxes. Here are just a few things you can do on the site: - Use Free File to access brand-name tax software and online fillable forms.
- Use the IRS e-file system: a safe, easy, and common way to file your tax return.
- Check the status of your tax refund.
- Find out how to make payments electronically to pay your federal taxes. You can use a credit or debit card or enroll in the US Treasury’s Electronic Federal Tax Payment System to pay your taxes.
- Get tax forms and publications, including helpful tips for frequently asked questions.
This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional.
Tip adapted from IRS8 |  | Improve Your Swimming with Masters SwimSwimming is a fantastic full-body, low-impact workout for people of all ages. Check out US Masters Swimming for a club near you as the weather warms up! USMS is an organized swimming club for swimmers of all levels. Swimming with a Masters club is a great way to build camaraderie, meet new friends, get better at swimming, and enjoy a great workout. There are clubs all over the country, likely at a pool near you, which you can find through the Club Finder tool on the USMS website. The coaches will help you start (and stick with) a swimming routine, improve your stroke, and learn more about the sport. Tip adapted from US Masters Swimming9
|  | It can only be broken with force, yet it can be dulled by contact with a piece of paper. What is it?
Last week’s riddle: Out of the 100 years in the 20th century, there is only one that reads the same upside down as it does right side up. What year is it? Answer: 1961. |  |  | Llama Guanaco Torres del Paine National Park, Chile | | Footnotes and Sources1. The Wall Street Journal, March 28, 2025 2. Investing.com, March 28, 2025 3. CNBC.com, March 25, 2025 4. CNBC.com, March 26, 2025 5. CNBC.com, March 27, 2025 6. The Wall Street Journal, March 28, 2025 7. MarketWatch.com, March 27, 2025 8. IRS.gov, August 22, 2024 9. US Masters Swimming, October 3, 2024 |
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