 | Medicare Made Simple!JoinHillary Broome, Medicare Solutions Specialist, for afreesession on Medicare plans, enrollment, and key deadlines. 📅April 3rd| ⏰5:30 PM – 6:30 PM 📍Murfreesboro Medical Center - South Church 3626 Shelbyville Pike, Murfreesboro, TN 37129 ✅ Expert insights ✅ Q&A session ✅ Enrollment guidance Seats arelimited—RSVP now!Click Here (Attendance implies consent for event photography/video.) |  | 🚀SUMMER KICKOFF BASH – YOU’RE INVITED!🎉🌞 Get ready to kick off summer in style! We’re throwing aClient Appreciation Partyto celebrate YOU—our amazing clients! 🎊 🔥FREE Fun, Food & Festivities!🔥 Enjoy a summer picnic-inspired evening filled withdelicious bites, great company, and exciting surprises! 📅When?Wednesday,May 22nd, 5:30 PM – 7:30 PM 📍Where?2415 E. Main Street, Murfreesboro, TN 37130 💥Spots are limited—RSVP NOW!Don’t miss out on this unforgettable summer kickoff! 🌟 We can’t wait to celebrate with you! 🌟 #SummerKickoff #CustomerAppreciation #FreeEvent #FunInTheSun |  | Investors endured another volatile, whipsaw week as ongoing trade talks and White House comments about the economy unsettled investors. The Standard & Poor’s 500 Index declined 2.27 percent, while the Nasdaq Composite Index dropped 2.43 percent. The Dow Jones Industrial Average fell 3.07 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, lost 0.95 percent.1,2 Markets Stem Losses Stocks opened the week lower as investors reacted to the president’s weekend comments about the economy. Then, U.S. and Canadian leaders traded additional tariff threats, riling up anxious investors.3,4 Stocks rebounded midweek after a cooler-than-expected Consumer Price Index (CPI) report eased growing inflation concerns.5 The broad market slide resumed Thursday, but better-than-expected February wholesale inflation data helped buffer losses. The S&P 500 ended Thursday in correction territory—10 percent below its February 19 record close.6 Markets pushed higher Friday, clawing back some losses for the week. News of progress in resolving the federal government shutdown soothed investors’ nerves.7 |  |  | Working OvertimeSince the pandemic, US productivity growth has outpaced other major developed market economies, underpinning both its economic resilience and dominance in the global equity market. Going forward, strength in US equities may still persist, supported by a variety of structural factors such as productivity growth, innovation, and strong corporate fundamentals. However, growth catalysts in Europe and Japan may lead to periods of outperformance internationally as well. Article from GSAM.com: Working Overtime |  | | Sunny Side ‘Down’Fewer CPI constituents garner more attention from consumers right now than the price of eggs. Avian bird flu—and the subsequent culling of millions of chickens—was primarily to blame for prices rising 15 percent in January and another 10 percent in February. While recent evidence suggests prices have dropped, the cost of eggs remains a sticky issue—even though prices of many other items have risen just as much, if not more.8,9 So why do consumers appear to be overly uneasy? One theory is that eggs symbolize something more significant. Not only are eggs a critical, inexpensive source of protein and nutrients for millions of consumers, but they are also a core part of many other foods made at home or mass-produced. For that reason, eggs are a mental proxy for how consumers believe the broader economy is doing.10 This Week: Key Economic DataMonday: Retail Sales. Business Inventories. Homebuilder Confidence Index. Tuesday: Housing Starts and Permits. Import & Export Prices. Industrial Production. Capacity Utilization. Federal Open Market Committee (FOMC) meeting—Day 1.
Wednesday: FOMC meeting—Day 2. Fed Announcement/ Fed Chair Press Conference. Thursday: Existing Home Sales. Weekly Jobless Claims. Leading Indicators. Friday: Federal Reserve Official John Williams speaks. Source: Investors Business Daily - Econoday economic calendar; March 13, 2025 The Econoday economic calendar lists upcoming U.S. economic data releases (including key economic indicators), Federal Reserve policy meetings, and speaking engagements of Federal Reserve officials. The content is developed from sources believed to be providing accurate information. The forecasts or forward-looking statements are based on assumptions and may not materialize. The forecasts also are subject to revision. This Week: Companies Reporting EarningsWednesday: General Mills, Inc. (GIS) Thursday: Nike, Inc. (NKE), Micron Technology, Inc. (MU), FedEx Corporation (FDX) Source: Zacks, March 13, 2025. Companies mentioned are for informational purposes only. It should not be considered a solicitation for the purchase or sale of the securities. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Companies may reschedule when they report earnings without notice. |  | “It takes 20 years to build a reputation and five minutes to ruin it." – Warren Buffett |  | Long ago, winter refused to release its grip on a valley, burying the land in endless snow. The weary villagers pleaded for spring, but frost ruled unchallenged. One night, a traveler namedIlonaarrived, warmth following her steps. Hearing the villagers’ plight, she whispered to the frozen earth, and the first green shoots emerged. Ilona then journeyed to the mountain, where Winter itself dwelled. "Why do you linger?" she asked. Winter sighed, "I am forgotten when I leave." Gently, Ilona reassured, "Without you, spring would not be so sweet." Understanding at last, Winter retreated, and dawn bathed the valley in warmth. Since then, when winter overstays, the villagers whisper Ilona’s name, knowing spring will soon return. 🌿✨ |  | Springtime Blossom Honey Cake🌸🍯A light, floral-infused cake perfect for celebrating the arrival of spring, featuring honey, citrus, and edible flowers. Ingredients:For the Cake: - 2 ½ cups all-purpose flour
- 1 tsp baking powder
- ½ tsp baking soda
- ½ tsp salt
- 1 cup unsalted butter, softened
- ¾ cup honey
- ½ cup sugar
- 3 large eggs
- 1 tsp vanilla extract
- Zest of 1 lemon
- ½ cup fresh orange juice
- ½ cup whole milk
For the Glaze: - 1 cup powdered sugar
- 2 tbsp honey
- 2 tbsp lemon juice
For Garnish: - Edible flowers (violets, pansies, chamomile, or lavender)
- Extra drizzle of honey
Instructions:- Preheat & Prep: Preheat oven to 350°F (175°C). Grease and flour a 9-inch cake pan.
- Mix Dry Ingredients: In a bowl, whisk together flour, baking powder, baking soda, and salt.
- Cream Butter & Sweeteners: In a separate bowl, beat butter, honey, and sugar until light and fluffy.
- Incorporate Eggs & Flavor: Add eggs one at a time, beating well. Stir in vanilla and lemon zest.
- Alternate Wet & Dry: Gradually mix in flour mixture, alternating with orange juice and milk. Mix until just combined.
- Bake: Pour batter into the pan and bake for 30–35 minutes, or until a toothpick comes out clean. Let cool.
- Prepare Glaze: Whisk powdered sugar, honey, and lemon juice together until smooth. Drizzle over the cooled cake.
- Garnish & Serve: Decorate with edible flowers and a drizzle of honey. Enjoy with a cup of herbal tea!
|  | If You Didn’t Receive Your W-2
If you don’t receive your W-2 or 1099 by January 31 of the year, you are filing taxes, or if the information on these forms is incorrect, contact your employer/payer. If you still haven’t received the forms you need by the end of February, you can contact the IRS at 800-829-1040, and they may be able to help. When you contact the IRS, they will also reach out to the employer/payer for the information you need, and they will also send you Form 4852, a substitute for a W-2 or 1099. To do this, they will ask for your employer/payer’s name, address, and phone number (as well as your information). This information is not a substitute for individualized tax advice. Please discuss your specific tax issues with a qualified tax professional. Tip adapted from IRS11 |  | How to Make HummusHummus is a dip made primarily from garbanzo beans and is great on pita bread, veggies, or chicken. Here’s how to make hummus: - In a food processor or blender, combine ¼ cup tahini (sesame paste) with ¼ cup fresh lemon juice—process for one minute.
- Add 2 tablespoons olive oil, ½ teaspoon ground cumin, ½ teaspoon of salt, and 1 minced garlic clove to the mix and process until well-blended in 30-second increments (about a minute).
- Add half a can (¾ cup) of rinsed chickpeas and process for 1 minute. Then, add the other half of the can and process another 1-2 minutes.
- If your hummus still has bits of chickpeas, process it a bit more while slowly adding 2-3 tablespoons of cold water.
Tip adapted from Inspired Taste12
|  | I twist, I turn, but I don’t have curves. You can twist me to fix me, but you may throw me into disarray in the process. Hours later, you may cast me away. What am I?
Last week’s riddle: What binds two people together yet touches only one person at a time? Answer: An individual wedding ring. |  |  | Lake Winnipesaukee in Autumn New Hampshire, USA | | Footnotes and Sources1. The Wall Street Journal, March 14, 2025 2. Investing.com, March 14, 2025 3. The Wall Street Journal, March 10, 2025 4. CNBC.com, March 11, 2025 5. CNBC.com, March 12, 2025 6. CNBC.com, March 12, 2025 7. The Wall Street Journal, March 14, 2025 8. MarketWatch.com, March 12, 2025 9. Newsweek, March 11, 2025 10. MarketWatch.com, March 10, 2025 11. IRS.gov, April 3, 2024 12. Inspired Taste, October 3, 2024 |
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